| Author | Podder, Bhaskar |
| Note | A project submitted in partial fulfillment of the requirements for the
degree of Professional Master in Banking and Finance, School of Management |
| Publisher | Asian Institute of Technology |
| Abstract | With developed banking technologies and client-focused mentality, Private Commercial Banks (PCBs) try to ensure quality services to their customers. For this philosophy, they are becoming able to increase the level of deposits and credits more rapidly than Govt.-owned banks. Moreover, they are becoming successful in decreasing the percentage of non-performing loan. So their businesses are found quite profitable.
This paper is an attempt to analyze the growth of PCBs of Bangladesh in respect of deposit, advances, total assets, equity and net income, find out the determinants of their profitability and their performance in respect of those determinants.
It is observed that PCBs have shown mentionable growth during the period 2001-10. The prominent determinants of profitability are found to be Advance/Deposit ratio, Total Asset, Equity/Total Asset ratio, Non Performing Loan as percentage of total Advance, Business per Employee and Number of Bank Branches.
The performance of PCBs in respect of the profitability determinants are found quite satisfactory. This indicates the prospect of PCBs in Bangladesh is bright. With a view to face competition in coming days, PCBs require to concentrate more on the profitability determinants. |
| Year | 2012 |
| Type | Project |
| School | School of Management (SOM) |
| Department | Other Field of Studies (No Department) |
| Academic Program/FoS | Master of Business Administration (MBA) (Publication code=SM) |
| Chairperson(s) | Venkatesh, Sundar |
| Examination Committee(s) | Winai Wongsurawat; Badir, Yuosre |
| Scholarship Donor(s) | Central Bank of Bangladesh |