| Author | Jayasena, D.M. |
| Call Number | AIT RSPR no.SM-10-09 |
| Subject(s) | nterest rates--Sri Lanka
|
| Note | A research study submitted in partial fulfillment of the requirements for the
degree of Master of Business Administration |
| Publisher | Asian Institute of Technology |
| Abstract | This research study investigate the determinants factors of bank Net Interest Margin (NIM) in Sri Lanka using a sample of 103 bank observation over the period from 1999 to 2008. Our empirical results proved that high operations cost in the domestic banks, credit risk measured by capital to assets ratio, absence of competition, and less diversified income sources are the main contributing factors. Further market interest rate negatively relates with bank interest margin and it shows that deposit rates of the banking sector in Sri Lanka are more sensitive to the falling interest rates. Further, ownership of the bank and opportunity cost measured by liquidity assets to total assets ratio are insignificant. Even though bank concentration ratio is insignificant in the model, still Sri Lankan commercial banks use their individual market power for pricing decisions. |
| Year | 2010 |
| Type | Research Study Project Report (RSPR) |
| School | School of Management (SOM) |
| Department | Other Field of Studies (No Department) |
| Academic Program/FoS | Master of Business Administration (MBA) (Publication code=SM) |
| Chairperson(s) | Winai Wongsurawat; |
| Examination Committee(s) | Badir, Yuosr;Sununta Siengthai; |
| Scholarship Donor(s) | Asian Development Bank - Japan Scholarship Program (ADB-JSP); |
| Degree | Research Studies Project Report (M.B.A.) - Asian Institute of Technology, 2010 |