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Impacts of financial innovations on Thai financial institutions : the case of the Siam Commercial Bank Plc. | |
Author | Niyot Masavisut |
Call Number | AIT RSPR no. SM-96-23 |
Subject(s) | Financial institutions--Management Banks and banking--Thailand |
Note | A research submitted in partial fulfillment of the requirements for the degree of Master of Business Administration |
Publisher | Asian Institute of Technology |
Abstract | In this dynamic world, innovation has been considered a factor of success in various industries. Financial innovation refers to a change in financial structure, whether through new institutions, instruments or markets. In Thailand, the major driving forces for innovations are deregulation and liberalization of the financial sector. There are two types of financial innovations; product and process innovation. The product innovations in the case of Siam Commercial Bank have been adopted due to the domestic demand and foreign influences. The process innovations, however, have been pushed by the advancement of technology and top management. The impacts of product innovation are on the income of Siam Commercial Bank. Innovative products/instruments provide additional sources of non-interest incomes for the bank. The process innovation, on the other hand, provide greater efficiency and adaptive capabilities for the bank to gain competitive edge over other commercial banks. |
Year | 1996 |
Type | Research Study Project Report (RSPR) |
School | School of Management (SOM) |
Department | Other Field of Studies (No Department) |
Academic Program/FoS | Master of Business Administration (MBA) (Publication code=SM) |
Chairperson(s) | Gupta, Joyti |
Examination Committee(s) | Pandey, Indra M.;Igel, Barbara |
Scholarship Donor(s) | Asian Institute of Technology |
Degree | Research Studies Project Report (M.B.A.) - Asian Institute of Technology, 1996 |