| Author | Shrestha, Pritam Krishna |
| Call Number | AIT RSPR no. SM-95-23 |
| Subject(s) | Information technology--Nepal
|
| Note | A research study submitted in partial fulfillment of the requirements for the degree of Master
of Business Administration in the Management of Technology, School of Management |
| Publisher | Asian Institute of Technology |
| Abstract | Due to the entry of new banks and other non-bank finance companies in recent years,
the commercial banks in Nepal have to face stiff competition today. Bearing this in mind, the
present study tries to look at the possibility of information technology (IT) deployment in the
banks to face competition. The potential of the use of various IT products in the Nepalese
banking industry is determined by analyzing the various factors hindering IT deployment, and
the competitive opportunities provided to the banks by IT deployment. Data for this purpose
were collected from six out of the nine commercial banks in operation in Nepal, from the
central bank (Nepal Rastra Bank), from IT vendors, from Nepal Telecommunications
Corporation, and from bank customers through interviews and questionnaires. This involved
visits to Kathmandu (the capital), Nepalgunj (a major town in Western Nepal), and Biratnagar
(a major industrial city in Eastern Nepal). Secondary sources of data were also accessed. The
study reveals that the IT component sophistication and IT technological capabilities, whether
of the banks or of the IT vendors, are concentrated mainly in the capital Kathmandu valley,
and all the factors hindering IT deployment were prominent in parts of the country other than
the capital and few other cities in the Eastern half of the country. A comparison between the
government banks and the foreign joint venture banks show that the latter have a higher level
of IT component sophistication and superior IT technological capabilities, and the potential of
the various IT products being used by them is higher. The analysis shows that the IT products
for banking have, at the maximum, a moderate potential for their use in the capital and few
other economically active cities, whereas they have very low or negligible potential for their
use in the rest of the country; and so they have, at the maximum, low potential of use in the
national perspective. IT banking products like the EFTPOS (Electronic Funds Transfer at the
Point of Sales) has a very low potential, and the ATM (Automatic Teller Machine) has a low
potential of use, even in the capital city. |
| Year | 1995 |
| Type | Research Study Project Report (RSPR) |
| School | School of Management (SOM) |
| Department | Other Field of Studies (No Department) |
| Academic Program/FoS | Master of Business Administration in Management of Technology (Publication code = SM) |
| Chairperson(s) | Sharif, M. Nawaz |
| Examination Committee(s) | Pandey, Indra M. ;Ramanathan K.
|
| Scholarship Donor(s) | The Government of Austria; |
| Degree | Research Studies Project Report (M.B.A.) - Asian Institute of Technology, 1995 |